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Senior Counsel, Auto Finance
Refer job# RBJP142504
 
Senior Counsel, Auto Finance Duties: May manage paralegal and administrative staff, assigning responsibilities and evaluating results. Provides leadership, coaching, counseling and guidance to staff. Supervises external counsel providing advice or other legal services of the Company. Works closely with General Counsel, department attorneys and external legal counsel on specific legal issues related to the Companys business. Gives practical support and assistance to contemporaries, junior attorneys and staff; volunteers expert advice and experience; verifies that the information has been understood. Serves in one or more permanent or ad hoc practice groups or cross-practice teams of attorneys and staff. Assists in the management of expenditures for external counsel. Advises lines of business on best practices that help minimize legal and litigation risk. May assist General Counsel in developing and managing departmental budget for both internal and external legal spend. Anticipates client needs; deals with complex legal issues; clearly delivers difficult messages without jeopardizing client relationships. Gives pragmatic legal opinions with reasons and rationale. Provides advice in ambiguous situations; identifies and prevents future legal risks; identifies and takes action on future opportunities. Resolves most situations where conflicts arise between the needs and desires of specific business units and the interests of the Company without requiring intervention of more senior attorneys. Participates in special projects and performs additional duties as required.

Qualifications: Bachelors degree required. JD Degree from an Accredited Law School required. 10+ Years of related experience. Extensive experience with federal consumer credit laws and regulations, such as Truth in Lending Act, Reg. Z, Equal Credit Opportunity Act, Reg. B, Fair Debt Collection Practices Act, Fair Credit Reporting Act, E-sign Act, Reg. E, ACH rules, Service members Civil Relief Act and Gramm-Leach-Bliley Act. Well-versed in state retail installment sales (primarily relating to motor vehicle financing), indirect finance model, retail credit, risk operations, fraud, identity theft, fair lending, pricing, scorecards, and originations. Demonstrates highest professional ethical and behavioral standards and complies with all applicable Bar Rules and Codes of Professional Responsibility, and corporate ethical and behavioral standards. Strong knowledge of at least one area of law relating to banking/financial services operations and issues. Integrity and high moral standards. Strong negotiation and conflict resolution skills. Strong legal and analysis skills. Detail oriented. Must be able to apply legal knowledge to the business. Ability to exercise sound judgment. Excellent oral and written communication skills. Strong teamwork and client skills. Highly motivated. Ability to provide difficult, complex and unwelcomed legal advice credibly and convincingly to management.
 
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